Brian Sharkey Real Estate

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SharkeyRE Core Values

My Core Values-Help me achieve my success and grow my business.
Let me take a moment to share them with you-

1. Live by the "get by giving" philosophy
2. Make my clients number one goal, my goal
3. Live up to my standards, despite temptations to lower them
4. Be willing to work toward a common good
5. Do what I say I will do, sometimes more, just never less

I am your Real Estate Specialist and Top Producing Broker in this area. My goal as a listing broker is to help you sell your home for the highest price, in the shortest period of time, with the least amount of inconvenience to you. Local Expertise - I offer local expertise in real estate tailored to meet your needs. As a local professional, I know the neighborhoods, schools, market conditions, zoning regulations and local economy. I will do the leg work, keeping you uptodate with new listings and conditions as they impact the market. I will make the process as pleasurable and stressfree experience for you as I can. Reducing the heartache often created by “over selling” and under consulting.

The Multiple Listing Service (MLS)
The Multiple Listing Service is a proprietary database of all properties currently under an active listing contract in a given area. All active agents and brokers who belong to this MLS will have access to information about your property listing. Buyer's agents searching for a new home for their clients will learn about your property listing through this online database.

Appraisal
Before you signed your listing contract with me, I offered you a competitive market analysis of your home's value. We will set the final asking price on your property based on this market value estimate. When you receive an offer on your home, the buyer's lender will require an official appraisal of the property from a licensed appraiser. This evaluation helps assure the lender that they would own a marketable property if the buyer (or the borrower in the lender's eyes) should default on their mortgage. The buyer will pay for the house appraisal, but you should know that it may be different than the market analysis that I provided you.

Inspection
In addition to an official appraisal, most interested buyers will request a home inspection before final sale. The goal of a home inspection is to give the buyer an objective, independent and comprehensive analysis of the physical condition of your property and check for any safety issues that might otherwise be unknowable.
A professional inspector will check on the structure, construction and mechanical systems of the house. This usually includes checking:
Doors                                                    • Windows
• Ceilings                                                • Walls
• Floors                                                   • Roof
• Radon gas                                            • Asbestos
• Lead paint Electrical systems       
• Plumbing and waste disposal 
• Water heater                                      • Insulation

• Ventilation                                          • HVAC system
• Water source and quality               • Waste disposal
• Pests                                                     • Foundation
I would advise you to order an inspection of your home before we
place your house on the market. Not knowing the full extent of
potential problems until an offer is made by a buyer is a recipe for an
ugly negotiation process.

Showing Appointments / Open Houses
Buyers in the market for a new home will arrange showing appointments to see your property through their buyer's agent or through me. When an interested buyer is scheduled to see your property, it's best if you, your family and any pets you may own are not at home. Buying a new home is a very emotional process, and it's sometimes hard for prospective home owners to imagine themselves living in a particular place when the current resident is still inside. I will work with you and the other real estate professionals who will be showing your home to schedule and supervise the many listing appointments
that will be made when your house goes on the market. Additionally, I may ask that we have an Open House at your property. Open Houses are usually most effective on the weekends during several hours in the afternoon. These home showings will most likely be an inconvenience for you and your family during the home selling process. I will do everything I can to work with you to minimize the impact, but I believe that an aggressive showing schedule will help us sell your property quickly, which is our ultimate goal.

Home Staging
According to the Real Estate Staging Association, a properly staged home can:
• Increase a property's perceived value
• Help a listing's competitiveness in a down real estate market
• Drastically reduce the Days on Market (DOM) of a property
In fact, their 2010 study on both vacant and occupied homes showed
that staged properties spent 67% less time on the market than nonstaged
properties.
Home staging is designed to market and sell your home in a way that's appealing to the largest buyer audience possible. Staging uses simple design principles, and may radically alter the way that your home is arranged and decorated. It is possible to stage both a vacant and owner-occupied property. Before activating your listing, we should discuss the benefits and requirements of professionally staging your home for sale.
          "...staged properties spent 67% less time on the market than non-staged properties."

Costs of Selling Your Home
Selling your home is about making a profit. However, that doesn't mean that it doesn't come
without costs. Here is an overview of some of the major costs you'll be responsible for paying.

Pre-sale preparations
In most cases, it's not advisable to make major investments in your home right before a sale.
There are however, a few things that can be done to increase your home's curb appeal, fix minor problems, and otherwise make your property more attractive. Together we can identify what items should be addressed and create a budget for these pre-sale preparations that are sure to show a significant return on investment.

Closing Costs
All closing costs associated with the sale of your home will be listed for you and for the home buyer in the HUD-1 settlement form. The buyer is generally resonsible for all of these closing costs which include:
• Loan Fees for the Buyer's home mortgage
• Insurance Premiums
• Title Costs (Examination and Insurance)
• Legal documents and services fees
• Recording/Filing Fees
In some cases, buyers make a request for you as the seller to cover their closing costs as part of their Selling your home is about making a profit. However, that doesn't mean that it doesn't come without costs. Here is an overview of some of the major costs you'll be responsible for paying.


Mortgage Balance
This is the remaining balance on your original home loan. You will need to pay off your
mortgage in its entirety when your home is sold.

Home Equity Loans (2nd, 3rd Mortgages)
Any loan against the value of your home will also need to be paid in full after the sale of your home.

Prepayment Penalties
The bank or lending institution that currently owns your mortgage title may assess a prepayment penalty. You should speak to your lender now, ask if they plan on assessing a pre-payment penalty, and figure out exactly how much that amount is. You may be able to negotiate with your lender to reduce or waive the pre-payment penalty, if there is any.
You'll also want to submit a formal pre-payment notice to your lender purchase offer. We will negotiate these requests if they are made and I will help you understand why it would be advantageous to cover the buyers closing costs (if it is) and what limitations we can set to make sure we know the exact net of your home sale before closing. As the seller, you will be responsible for paying the Real Estate Broker commission fee.

Taxes
The money that you make from the sale of your home is considered capital gains. The good news is that these profits can be excluded from your taxable income, up to $250,000 for an individual or $500,000 for a married couple, as long as your home was your principal residence. To exclude the full portion of those gains, you will need to have lived in your house for at least 24 months in the 5 years previous to the sale date of the property.
This is considered the "2 in 5 rule." If you do not meet the minimum occupancy requirement you still may be able to exclude a portion of your gains if you are selling your house because of circumstances related to your health or to your job. You should speak with your accountant or a certified tax specialist if you believe you fall under one of the exclusions or need help in reporting your capital gains after the sale of your home.
If this property is a real estate investment your profits will be considered taxable income and will be subject to state, federal and self-employment taxes. Again, in this circumstance you should speak to a financial specialist who can help you fully understand and minimize your tax liability.

Moving Costs
Moving isn't only a hassle, it can also be very expensive. Whether you're moving to a new house in your neighborhood or across the country, it's important to estimate and plan for the full cost of moving from your home once it is sold.

Pre-sale preparations
In most cases, it's not advisable to make major investments in your home right before a sale. There are however, a few things that can be done to increase your home's curb appeal, fix minor problems, and otherwise make your property more attractive. Together we can identify what items should be addressed and create a budget for these pre-sale preparations that are sure to show a significant return on investment.

 

 

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Brian Sharkey | GRI | Licensed Real Estate Broker | SharkeyRE, LLC

http://www.buyandsellsaintlucie.com/

As a Real Estate Professional and consumer advocate, I will always ensure that your best interests are protected.  Call me any time (772-204-9965) to discuss what you are looking for in a property and how we can get you the best property for your investment.

 

Comment balloon 5 commentsBrian Sharkey • October 03 2014 07:37AM

Comments

Brian,  These are excellent values to have.  I'm sure your clients are exceptionally happy with the service you provide.

Posted by Belinda Spillman, Colorado Living! (Aspen Lane Real Estate Colorful Colorado) about 3 years ago

Thank you Belinda.  Who are you sending your Florida referals too?  I bet you have a dozon customers looking for some beach and sun.  I will take good care of them and send you a referal fee.

Posted by Brian Sharkey, SharkeyRE - #SouthFloridaBroker (SharkeyRE LLC) about 3 years ago

Brian, great way to do business. I have the same philosophy; always putting the client first...promise & over deliver!

Posted by Nick T Pappas, Madison & Huntsville Alabama Real Estate Resource (Assoc. Broker/Broker ABR, CRS, SFR, e-Pro, @Homes Realty Group, Huntsville AL) over 2 years ago

thanks for the comments

Posted by Brian Sharkey, SharkeyRE - #SouthFloridaBroker (SharkeyRE LLC) over 2 years ago

Brian Sharkey | Broker | GRI | South Florida's #1 Broker 
Lots of meat in this post!
You certainly spent a lot of time researching and writing.
Have a happy day -
Lynn

Posted by Lynn B. Friedman, Concierge Service for Our Atlanta Sellers & Buyers (Atlanta Homes ODAT Realty Call/Text 404-939-2727 Buckhead - Midtown - Westside -- and more ...) over 2 years ago

Participate